No, the Perpay card does not have an annual fee, allowing you to save while building your financial history.

Perpay reports your monthly on-time payments to the major credit bureaus (Equifax, Experian, and TransUnion).

You can use it at any merchant or website that accepts Mastercard globally.

There is no traditional minimum credit score requirement needed to start the application process for the card.

Payments are typically arranged to coincide with your payday, making management more straightforward.