Card image Cartão de Crédito Perpay

Cartão de Crédito Perpay card

Check the key information to help with your decision.

Cartão de Crédito Perpay card

Check the key information to help with your decision.

By Mapa do Crédito on 29/07/2026

Useful informations

Enjoy the advantages of worldwide acceptance with your Mastercard, facilitating secure purchases wherever you are.

You can manage your credit limits and track your credit progress through the app, giving you complete oversight of your digital financial life.

Bank

Celtic Bank

Contact

perpay.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Exclusive Promotions
Security Alerts
Accepts bad credit
Contactless Technology
International Card
No annual fee
Restaurant Discounts
First Year Annual Fee Free
Air Miles

Cons

Credit limit subject to analysis
No access to VIP lounge
No concierge service
No airline miles
No cashback
Need to have a linked bank account

See more card details:

No Annual Fee

Reap all the benefits of the card without any hidden annual fees.

Credit Building

Your timely payments are reported to credit bureaus to help improve your credit score.

No Credit Check Required

Approval is based on your history with Perpay rather than solely on your current credit score.

Global Acceptance

As a Mastercard, you can use your card at millions of physical and online stores.

Aligned Payments

Invoices are adjusted to align with your payday cycle for easier management.

Mastercard Security

Advanced fraud protection along with EMV chip technology for secure transactions.

Frequently Asked Questions (FAQ)

Is there an annual fee for the Perpay card?

No, the Perpay card does not have an annual fee, allowing you to save while building your financial history.

How does the card help improve my credit score?

Perpay reports your monthly on-time payments to the major credit bureaus (Equifax, Experian, and TransUnion).

Where can I use the Perpay card?

You can use it at any merchant or website that accepts Mastercard globally.

Is there a minimum score requirement to apply?

There is no traditional minimum credit score requirement needed to start the application process for the card.

How does the billing payment process work?

Payments are typically arranged to coincide with your payday, making management more straightforward.

Top 5 most requested cards

The card: Cartão de Crédito Perpay comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Celtic Bank

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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