Card image Wells Fargo Reflect® Card

Wells Fargo Reflect® Card card

Check the key information to help with your decision.

Wells Fargo Reflect® Card card

Check the key information to help with your decision.

By Mapa do Crédito on 28/07/2026

Useful informations

Featuring zero annual fees, this card prioritizes simplicity and efficiency by eliminating unnecessary costs while maximizing extended payment options.

You can easily track your expenditures using the mobile app, which ensures top-notch security and contactless payment technology for all transactions.

Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
Purchase Protection
Roadside Assistance
Contactless Technology
VIP Lounge
International Card
Annual Fee Free
Cashback

Cons

Does not offer cashback
No airline miles
No points program
Need to have a linked bank account
No concierge service
No travel insurance

See more card details:

0% Introductory APR

Enjoy zero interest for up to 21 months on qualifying purchases and balance transfers.

No Annual Fee

Keep your account at no cost, eliminating annual maintenance fees and ensuring real savings.

Cellphone Protection

Receive coverage of up to $600 against theft or damage when you pay your monthly phone bill with the card.

My Wells Fargo Deals

Access personalized offers that provide cashback at various retailers and partner brands.

Roadside Assistance

Utilize Visa's Roadside Dispatch service for vehicle emergencies any time of the day.

FICO® Score Monitoring

Monitor your credit health for free through Wells Fargo’s online service portal.

Contactless Payment Technology

Make quick and secure payments simply by tapping your card on a compatible terminal.

Frequently Asked Questions (FAQ)

What is the annual fee for the Wells Fargo Reflect®?

The Wells Fargo Reflect® card has no annual fee, making it a cost-free option for cardholders.

How does the 0% APR period work?

This benefit lasts for 21 months from account opening for purchases and balance transfers made within the first 120 days.

Does the card offer any cashback?

While it doesn’t have a fixed rewards program, cashback is available through the 'My Wells Fargo Deals' program at select retailers.

How does cellphone protection work?

When you pay your phone bill monthly with the card, you can benefit from coverage of up to $600 (subject to a small deductible).

Is the Wells Fargo Reflect® accepted internationally?

Yes, the card features a Visa logo and can be used at millions of locations worldwide.

Top 5 most requested cards

The card: Wells Fargo Reflect® Card comes with these benefits from Visa

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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