Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Mapa do Crédito on 29/07/2026

Useful informations

This card is perfect for young adults seeking financial independence without hidden fees, making it a powerful tool for learning fiscal responsibility while enjoying tangible benefits.

In addition to the rewards, cardholders have access to free identity monitoring and zero liability for unauthorized transactions, ensuring complete peace of mind.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Security Alerts
Contactless Technology
Rewards Program
Annual Fee Free
Price Protection
International Card
Cashback

Cons

No airline miles
No travel insurance
No access to VIP lounge
Need to have a linked bank account
High interest rates
Credit limit subject to analysis

See more card details:

5% Cash Back

Earn 5% cash back in rotating categories every quarter, including Amazon.com, restaurants, and gas stations.

Cashback Match™

Discover automatically doubles all the cash back you earn at the end of your first year, with no cap.

No Annual Fee

There is no annual maintenance fee, letting students focus solely on their spending and rewards.

Credit Building Opportunity

An excellent way to start building a positive credit history during college.

No Late Fee

The first missed payment will not incur a late fee, providing additional reassurance.

Security Alerts

Discover monitors your Social Security number and sends alerts if your information appears on the Dark Web or in new records.

Global Acceptance

The card is accepted at millions of locations worldwide through the Discover network.

Credit Monitoring

You can check your FICO® Credit Score for free at any time through the app or website.

Frequently Asked Questions (FAQ)

How does Cashback Match work?

At the end of your first year as a cardholder, Discover adds up all the cash back you’ve earned and automatically deposits an equal amount into your account.

Do I need a credit history to get approved?

Not necessarily. This student card is designed for those just starting to build their credit.

What are the 5% cash back categories?

The categories change quarterly and can include gas stations, supermarkets, restaurants, Amazon.com, and selected retail stores.

Is there an annual fee for the card?

No, the Discover it® Student Cash Back has a permanent no annual fee.

What happens if I miss a payment?

Discover waives the late fee on your first missed payment, and this missed payment won’t increase your interest rate (APR).

Can I use this card outside the United States?

Yes, it is an international card, and Discover does not charge foreign transaction fees on purchases made abroad.

Top 5 most requested cards

The card: Discover it® Student Cash Back comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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