Card image Bilt Mastercard® Rewards

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

By Mapa do Crédito on 29/07/2026

Useful informations

Enhance your earning potential by transferring points to elite travel partners at a 1:1 ratio or using them towards a future home down payment.

All of this can be managed through the Bilt app, making it easy for your everyday expenses to translate into real rewards at no cost.

Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Mastercard Platinum Benefits
Purchase Protection
Travel Insurance
Contactless Technology
International
Points Program
Annual Fee Free
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Rewards Program
International Card
Air Miles

Cons

Need to have a linked bank account
Does not accept bad credit
High interest rates
Credit limit subject to analysis
Does not offer cashback

See more card details:

Rental Points

Earn 1 point per dollar spent on rent with no transaction fees, up to 100,000 points annually.

Dining Rewards

Get 3 points for every dollar spent on food, perfect for those who enjoy dining out and ordering in.

Travel Focus

Earn 2 points per dollar on travel purchases made directly with airlines or hotels.

1:1 Transfers

Transfer your earned points to top hotel and airline loyalty programs.

Zero Annual Fee

Enjoy premium card benefits with no annual cost.

Mastercard World Elite

Gain access to exclusive perks like cell phone protection and travel concierge services.

Frequently Asked Questions (FAQ)

What is the annual fee for the Bilt Mastercard?

There is no annual fee for this card, allowing you to reap benefits without any yearly costs.

How do I earn points on rent payments?

You can pay using the Bilt app by linking your bank account or using the card to avoid fees and earn 1 point for every dollar spent.

Is there a minimum usage requirement to earn points?

Yes, you need to make at least 5 transactions with the card in each billing cycle to accumulate points.

What are the point earning rates for other purchases?

This card provides 3x points on dining, 2x on travel purchases, and 1x on all other eligible expenses.

Can I use points to purchase a home?

Yes, Bilt Rewards points can be redeemed to assist with a home down payment.

Top 5 most requested cards

The card: Bilt Mastercard® Rewards comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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